.customer-app-hero{background:#f7f6f2;padding:22px 0 64px;overflow:hidden}
.customer-app-hero .breadcrumbs{margin-bottom:32px}
.customer-app-grid{display:grid;grid-template-columns:minmax(0,1.15fr) minmax(0,.85fr);align-items:center;gap:70px}
.customer-app-copy h1{font-size:clamp(40px,4.8vw,65px);line-height:1.08;letter-spacing:-.055em;margin:18px 0 25px}
.customer-app-copy h1 em,.app-start-heading h2 em{font-style:normal;color:#b9500d}
.customer-app-lead{font-size:16px;line-height:1.85;color:#536570;max-width:520px}
.customer-app-actions{display:flex;align-items:center;flex-wrap:wrap;gap:24px;margin-top:28px}
.customer-app-actions .button,.app-start-footer .button{font-size:13px;min-height:54px}
.customer-app-actions .text-link{font-size:12px}
.app-device-note{font-size:11px;color:#62747c;margin-top:14px}
.app-personal-note{display:flex;gap:12px;align-items:center;font-size:12px;color:#536570;line-height:1.7;margin-top:29px}
.app-personal-note .fx-icon{width:23px;height:23px;color:#b9500d;flex-shrink:0}
.app-personal-note strong{color:#162e40;font-weight:650}
.app-invite-wrap{position:relative;max-width:420px;width:100%;justify-self:end}
.app-invite-wrap:before{content:'';position:absolute;inset:30px -18px 40px 16px;background:#e2eaf0;border-radius:25px 80px 25px 25px;transform:rotate(5deg)}
.app-invite-card{position:relative;background:white;border:1px solid #e1e7e6;border-radius:20px;overflow:hidden;box-shadow:0 18px 50px #162e4009}
.app-invite-brand{display:flex;align-items:center;gap:14px;padding:25px 27px;border-bottom:1px solid #e9eeed}
.app-brand-symbol{display:grid;place-items:center;background:#162e40;color:white;width:48px;height:48px;border-radius:13px;flex-shrink:0}
.app-brand-symbol .fx-icon{width:24px;height:24px}
.app-invite-brand strong{font-size:18px;letter-spacing:.015em;display:block}
.app-invite-brand div>span{font-size:10px;color:#62747c;display:block;margin-top:4px}
.app-qr-area{text-align:center;padding:20px 20px 24px}
.app-qr-area>p:first-child{font-size:13px;font-weight:750;margin:0 0 12px}
.app-qr-link{display:block;width:210px;max-width:100%;margin:0 auto;border:1px solid #e4e9e7;border-radius:12px;padding:8px;background:white}
.app-qr-link img{display:block;width:100%;height:auto;image-rendering:pixelated}
.app-qr-instruction{font-size:11px;line-height:1.7;color:#536570;margin:13px 0}
.app-invite-code{font-size:10px;background:#f5f5f1;border-radius:5px;display:inline-block;padding:7px 12px;color:#536570}
.app-invite-code strong{font-size:12px;letter-spacing:.06em;color:#162e40;margin-left:8px}
.app-advisor-strip{background:#162e40;color:white;display:flex;align-items:center;gap:12px;padding:18px 24px}
.app-advisor-strip .support-monogram{background:#ef7b25;color:#162e40;width:36px;height:36px;font-size:17px}
.app-advisor-strip strong{display:block;font-size:12px}
.app-advisor-strip div>span{display:block;font-size:9px;color:#d1dde3;margin-top:4px}
.app-advisor-strip>.fx-icon{margin-left:auto;width:21px;height:21px;color:#f4ad77}
.app-invite-caption{position:relative;display:block;text-align:center;font-size:10px;letter-spacing:.02em;margin-top:18px;color:#62747c}
.app-benefits{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:40px;padding-top:55px;padding-bottom:55px}
.app-benefits article{position:relative;padding-left:41px}
.app-benefits .fx-icon{position:absolute;top:1px;left:0;width:24px;height:24px;color:#b9500d}
.app-benefits h2{font-size:15px;line-height:1.5;letter-spacing:-.02em;margin:0 0 9px}
.app-benefits p{font-size:12px;line-height:1.85;color:#536570;margin:0}
.app-start-section{padding:70px 0 65px;background:#eef3f6;scroll-margin-top:110px}
.app-start-heading{max-width:670px}
.app-start-heading h2{font-size:clamp(32px,3.5vw,45px);line-height:1.15;margin:0 0 20px;letter-spacing:-.04em}
.app-start-heading>p:not(.eyebrow){font-size:14px;color:#536570;line-height:1.8;max-width:540px}
.app-start-steps{list-style:none;display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:35px;padding:0;margin:38px 0}
.app-start-steps li{border-top:1px solid #cbd7de;padding-top:22px}
.app-start-steps li>span{font-size:12px;color:#a94c0b;font-weight:750;display:block;margin-bottom:17px}
.app-start-steps h3{font-size:21px;letter-spacing:-.03em;margin:0 0 12px}
.app-start-steps p{font-size:13px;line-height:1.85;color:#536570;margin:0}
.app-start-footer{display:flex;align-items:center;flex-wrap:wrap;gap:28px}
.app-start-footer .text-link{font-size:12px}
@media(max-width:1020px){.customer-app-grid{gap:35px}.customer-app-copy h1{font-size:47px}.customer-app-lead{font-size:14px}.app-invite-brand{padding:20px}.app-benefits{gap:25px}.app-benefits article{padding-left:0}.app-benefits .fx-icon{position:static;margin-bottom:16px}.app-start-steps{gap:25px}}
@media(max-width:760px){.customer-app-hero{padding-bottom:38px}.customer-app-hero .breadcrumbs{margin-bottom:27px}.customer-app-grid{grid-template-columns:1fr;gap:34px}.customer-app-copy h1{font-size:clamp(36px,10vw,52px);margin-bottom:20px}.customer-app-copy .eyebrow{font-size:9px}.customer-app-lead{font-size:13px}.customer-app-actions{gap:20px;margin-top:22px}.customer-app-actions .button,.app-start-footer .button{font-size:12px;padding:15px 20px;min-height:51px}.app-personal-note{margin-top:23px;font-size:11px}.app-device-note{font-size:9px;line-height:1.7}.app-invite-wrap{justify-self:center;max-width:390px}.app-invite-wrap:before{inset:24px -8px 40px 9px;transform:rotate(3deg)}.app-invite-brand{padding:20px 22px}.app-invite-brand strong{font-size:17px}.app-qr-area{padding:20px}.app-qr-link{width:190px}.app-advisor-strip{padding:17px 22px}.app-benefits{grid-template-columns:1fr;gap:26px;padding-block:36px}.app-benefits article{padding-left:40px}.app-benefits .fx-icon{position:absolute}.app-benefits h2{font-size:15px}.app-start-section{padding-block:45px}.app-start-heading h2{font-size:33px}.app-start-heading>p:not(.eyebrow){font-size:13px}.app-start-steps{grid-template-columns:1fr;gap:25px;margin:27px 0}.app-start-steps li{padding-top:18px}.app-start-steps li>span{margin-bottom:12px}.app-start-steps h3{font-size:22px}.app-start-steps p{font-size:12px}.app-start-footer{gap:22px}.app-start-footer .text-link{font-size:11px}}
/* Explicit existing-customer and new-customer routes. */
.customer-app-grid{grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:65px}
.app-access-intro{font-size:14px;line-height:1.8;font-weight:650;margin:28px 0 0;color:#162e40}
.app-access-options{display:grid;gap:18px;scroll-margin-top:120px}
.app-access-card{padding:26px 30px;border-radius:15px;border:1px solid #dde5e5;background:#fff}
.app-access-card .app-access-label{font-size:10px;font-weight:750;letter-spacing:.065em;text-transform:uppercase;color:#a94c0b;margin:0 0 12px}
.app-access-card h2{font-size:27px;line-height:1.15;letter-spacing:-.035em;margin:0 0 14px}
.app-access-card>p{font-size:12px;line-height:1.8;color:#536570;margin:0 0 18px}
.app-access-card .button{font-size:12px;min-height:49px;padding:13px 19px;gap:20px}
.app-access-card .app-action-note{font-size:9px;margin:9px 0 12px;line-height:1.6}
.app-existing{background:#162e40;border-color:#162e40;color:white}
.app-existing .app-access-label{color:#ffc89e}
.app-existing h2{color:white}
.app-existing>p{color:#e1e9ed}
.app-existing .app-existing-hint{font-size:10px;border-top:1px solid #436073;padding-top:12px;margin:0;line-height:1.7}
.app-qr-disclosure{border-top:1px solid #dde5e5;margin-top:17px}
.app-qr-disclosure summary{cursor:pointer;font-size:10px;font-weight:650;line-height:1.7;padding-top:13px}
.app-qr-disclosure .app-qr-area{padding-bottom:0}
@media(max-width:1020px){.customer-app-grid{gap:30px}.app-access-card{padding:23px}.app-access-card h2{font-size:24px}}
@media(max-width:760px){.customer-app-grid{grid-template-columns:1fr;gap:26px}.app-access-card{padding:25px 22px}.app-access-card h2{font-size:27px}.app-access-intro{font-size:12px;margin-top:21px}.app-access-card .button{font-size:11px;padding:13px 16px;gap:15px}.app-access-options{scroll-margin-top:105px}.app-access-card .app-access-label{font-size:9px}.app-access-card>p{font-size:12px}}

.app-documents-required{margin:25px 0 30px;padding:23px 25px;border:1px solid #dfc7a6;border-left:5px solid #e58b28;background:#fff7e9;border-radius:10px}.app-documents-required>span{font-size:11px;font-weight:800;text-transform:uppercase;letter-spacing:.06em;color:#8d4b21}.app-documents-required h2{font-size:24px;line-height:1.25;margin:12px 0}.app-documents-required p{font-size:14px;line-height:1.75;margin:10px 0 0;color:#334d5a}.app-documents-required strong{color:#162e40}@media(max-width:600px){.app-documents-required{padding:20px}.app-documents-required h2{font-size:22px}}