@font-face{font-family:Manrope;src:url('assets/fonts/Manrope.ttf') format('truetype');font-weight:200 800;font-style:normal;font-display:swap}
:root{--navy:#162e40;--deep:#102634;--ink:#162e40;--orange:#ef7b25;--cream:#f7f6f2;--muted:#5c6b73;--line:#dfe5e4;font-family:Manrope,Arial,sans-serif;scroll-padding-top:120px;color:var(--ink)}
body{font-size:15px;line-height:1.6}button,input,select,textarea{font-family:inherit}h1,h2,h3{letter-spacing:-.045em}h1,h2{font-weight:650}p{line-height:1.75}a,button,input,select,summary{-webkit-tap-highlight-color:transparent}a:focus-visible,button:focus-visible,input:focus-visible,summary:focus-visible,select:focus-visible{outline:3px solid #b9520c;outline-offset:4px}.container{width:min(1240px,calc(100% - 80px))}.fx-icon{display:block;flex-shrink:0;width:24px;height:24px}.eyebrow{font-size:10px;letter-spacing:.13em;font-weight:750;margin-bottom:22px}.eyebrow:before{width:19px;height:2px}.section{padding-block:92px}.section-title{font-weight:650;font-size:clamp(35px,4vw,51px);line-height:1.14}.button{font-size:13px;font-weight:750;border-radius:7px;padding:16px 22px;min-height:54px;gap:25px;transition:background .18s,box-shadow .18s,transform .18s}.button:hover{background:#fb8a34;box-shadow:0 7px 18px #bd5b1414;transform:translateY(-2px)}.button.subtle{background:transparent;color:var(--ink);border-color:#cbd4d4;gap:10px}.button.subtle .fx-icon{width:19px;height:19px}.button.subtle:hover{background:#fff}.button.light{background:white;color:var(--ink)}.button.light:hover{background:#f9e8d8}.text-link{font-size:13px;font-weight:750;padding-bottom:7px;border-color:#b6c3c7;gap:30px}.text-link .arrow{font-size:23px}.utility{background:var(--navy);color:#f2f5f6;font-size:10px;font-weight:500;letter-spacing:.01em}.utility-inner{height:32px}.utility-inner>div{gap:24px}.utility a:hover{color:#ffc394}.header{box-shadow:none;border-color:#e9ecea}.nav-wrap{height:92px;gap:28px}.brand{width:152px;height:87px}.brand img{width:152px;margin-top:-6px}.navigation{gap:25px}.nav-link,.nav-trigger{font-size:11px;font-weight:700}.nav-contact{font-size:11px;min-height:44px;padding:12px 17px;gap:18px}.nav-dropdown{padding:14px;border-radius:9px;box-shadow:0 18px 50px #162e4015}.nav-dropdown a{font-size:12px;padding:12px}.nav-dropdown a:hover{background:#f3f6f5}.dropdown-overview{color:#a94c0b}.mobile-menu{border-radius:6px;font-weight:700}.fx-hero{background:var(--cream);padding:55px 0 105px}.fx-hero-grid{display:grid;grid-template-columns:1fr 1fr;gap:65px;align-items:center}.fx-hero-copy{padding:5px 0 0;min-width:0}.fx-hero-copy .eyebrow{font-size:9px;letter-spacing:.09em;margin-bottom:24px}.fx-hero h1{font-size:clamp(50px,4.7vw,68px);line-height:1.08;letter-spacing:-.055em;font-weight:650;margin-bottom:26px}.fx-hero h1 em{font-style:normal;color:#b9500d}.fx-hero-lead{font-size:15px;color:#526570;line-height:1.8;max-width:470px}.fx-hero-actions{display:flex;align-items:center;flex-wrap:wrap;gap:12px;margin-top:28px}.hero-assurance{display:flex;gap:20px;flex-wrap:wrap;margin-top:25px;font-size:10px;color:#526570}.hero-assurance>span{display:flex;align-items:center;gap:6px}.hero-assurance .fx-icon{height:14px;width:14px;color:#47715b}.fx-hero-visual{position:relative;padding:0 0 28px;min-width:0}.hero-image-frame{overflow:hidden;border-radius:16px 80px 16px 16px;position:relative;aspect-ratio:1.11}.hero-image-frame>img{width:100%;height:100%;object-fit:cover;object-position:58% center;display:block}.image-credit{position:absolute;left:13px;top:12px;background:#162e406e;color:white;padding:4px 7px;font-size:8px;border-radius:4px}.hero-online-pill{position:absolute;right:-13px;top:30px;display:flex;align-items:center;gap:9px;padding:12px 17px;border-radius:50px;background:white;box-shadow:0 9px 28px #192e3b12;font-size:12px;font-weight:750}.hero-online-pill .fx-icon{width:19px;height:19px;color:#ad4d0d}.hero-floating-card{position:absolute;bottom:0;left:24px;right:24px;display:flex;align-items:center;gap:14px;background:white;border:1px solid #e7ebe8;border-radius:11px;padding:21px 20px;box-shadow:0 14px 35px #263e4e0d}.floating-symbol{border-radius:50%;width:43px;height:43px;background:#edf3f0;color:#376653;display:flex;align-items:center;justify-content:center}.floating-symbol .fx-icon{width:22px;height:22px}.hero-floating-card small{display:block;font-size:9px;color:#63727b;margin-bottom:4px}.hero-floating-card strong{display:block;font-size:13px;font-weight:750}.floating-arrow{margin-left:auto;background:#fff0e3;border-radius:50%;height:31px;width:31px;display:grid;place-items:center;font-size:19px;color:#a94c0d}.hero-floating-card:hover .floating-arrow{background:var(--orange);color:var(--deep)}
.finder{position:relative;margin-top:-52px;background:white;border:1px solid #e1e6e5;border-radius:14px;padding:25px 32px 16px;box-shadow:0 14px 38px #172f4009;z-index:2;scroll-margin-top:115px}.finder-heading{display:flex;justify-content:space-between;align-items:center;gap:24px;margin-bottom:17px}.finder-heading h2{font-size:23px;font-weight:750;letter-spacing:-.035em}.finder-heading>a{display:flex;align-items:center;gap:13px;font-size:11px;font-weight:700;color:#526570}.finder-heading>a .fx-icon{width:18px;height:18px}.finder-tabs{display:flex;gap:30px;border-bottom:1px solid #e7eae8}.finder-tabs button{position:relative;border:0;background:none;padding:10px 0 13px;font-size:12px;font-weight:700;color:#697780}.finder-tabs button[aria-selected=true]{color:var(--ink)}.finder-tabs button[aria-selected=true]:after{content:'';position:absolute;left:0;right:0;bottom:-1px;height:3px;background:var(--orange);border-radius:3px}.finder-panel{padding:20px 0;min-height:105px}.finder-links{display:grid;grid-template-columns:repeat(5,1fr);gap:12px}.finder-links>a{display:flex;align-items:center;gap:10px;padding:12px;border:1px solid #dfe5e4;border-radius:8px;min-height:65px;font-size:11px;line-height:1.45;font-weight:750;transition:background .18s,border-color .18s}.finder-links>a:hover{background:#fbf3eb;border-color:#e2ad85}.finder-icon{color:#3d5b6e;display:flex;align-items:center;justify-content:center;width:30px;flex-shrink:0}.finder-icon .fx-icon{width:25px;height:25px}.finder-arrow{margin-left:auto;width:14px;height:14px;color:#79909b}.finder-links>a:last-child{background:#f7f8f6}.finder-foot{display:flex;align-items:center;gap:24px;border-top:1px solid #edf0ed;padding-top:13px;font-size:10px;color:#64747d;flex-wrap:wrap}.finder-foot a{display:flex;align-items:center;gap:7px;color:var(--ink);font-weight:700}.finder-foot a:last-child{margin-left:auto}.finder-foot .fx-icon{width:14px;height:14px}.finder-energy-note{font-size:11px;color:var(--muted);margin-top:12px}#panel-energie .finder-links{grid-template-columns:1fr 1fr;max-width:600px}.fx-trust{display:grid;grid-template-columns:repeat(4,1fr);padding:36px 0 45px;border-bottom:1px solid var(--line);gap:25px}.fx-trust>div{display:flex;gap:12px;align-items:center}.fx-trust .fx-icon{width:24px;height:24px;color:#ae591e}.fx-trust strong{font-size:11px;font-weight:750;display:block;margin-bottom:3px}.fx-trust small{display:block;font-size:9px;color:#687880}
.fx-section{padding-block:88px}.fx-section h2{font-size:clamp(32px,3.7vw,49px);line-height:1.15;font-weight:650;letter-spacing:-.045em}.fx-heading{display:flex;justify-content:space-between;gap:70px;align-items:flex-end;margin-bottom:40px}.fx-heading>p{max-width:365px;color:var(--muted);font-size:13px;margin-bottom:3px;line-height:1.8}.choice-grid{display:grid;grid-template-columns:1fr 1fr;gap:24px}.choice-grid>article{border-radius:14px;padding:37px 39px;display:flex;flex-direction:column}.choice-digital{background:#f1f4f2;border:1px solid #e5eae7}.choice-personal{background:var(--navy);color:white;position:relative;overflow:hidden}.choice-top{display:flex;justify-content:space-between;align-items:center;margin-bottom:26px}.choice-top>.fx-icon{width:29px;height:29px;color:#bd672e}.section-kicker{font-size:10px;font-weight:750;letter-spacing:.04em;text-transform:uppercase}.choice-personal .section-kicker{color:#bdd2dc}.choice-personal .choice-top>.fx-icon{color:#ffb77d}.choice-grid h3{font-size:34px;line-height:1.14;letter-spacing:-.04em;font-weight:650;margin-bottom:17px}.choice-grid>article>p{font-size:13px;color:#5c707b;max-width:410px;margin-bottom:27px}.choice-personal>p{color:#c5d4db!important}.digital-preview{background:white;border:1px solid #dee7e1;border-radius:10px;padding:7px 20px;margin-bottom:29px}.digital-preview>a{display:flex;align-items:center;gap:14px;padding:15px 0;border-bottom:1px solid #edf0ed;font-size:17px}.digital-preview>a:last-child{border-bottom:0}.digital-preview>a>span{flex:1;font-size:12px;font-weight:750}.digital-preview small{display:block;font-size:9px;font-weight:450;color:#6c7a80;margin-top:4px}.digital-preview .fx-icon{color:#5f806e;width:21px;height:21px}.digital-preview a:hover{color:#a84c0c}.choice-grid .text-link{align-self:flex-start;margin-top:auto}.choice-grid .button{align-self:flex-start;margin-top:auto;font-size:12px}.online-steps{margin-bottom:30px}.online-steps>div{display:flex;align-items:center;gap:15px;margin-bottom:20px}.online-steps>div>span{border:1px solid #627c8e;width:31px;height:31px;display:grid;place-items:center;border-radius:50%;color:#ffb47b;font-size:11px}.online-steps p{line-height:1.5}.online-steps strong{display:block;font-size:12px;font-weight:700}.online-steps small{display:block;font-size:10px;color:#bdd0db;margin-top:3px}.life-section{padding-top:20px}.life-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:25px}.life-card{min-width:0;border-bottom:1px solid var(--line)}.life-photo{display:block;overflow:hidden;border-radius:12px;aspect-ratio:1.54}.life-photo img{width:100%;height:100%;object-fit:cover;display:block;transition:transform .35s}.life-card:hover .life-photo img{transform:scale(1.035)}.life-body{padding:27px 0 29px}.life-body .section-kicker{color:#78664f;display:block;margin-bottom:14px;font-size:9px}.life-body h3{font-size:29px;font-weight:650;line-height:1.18;margin-bottom:15px}.life-body p{font-size:12px;color:var(--muted);margin-bottom:24px;max-width:335px}.life-body .text-link{font-size:12px}.imagery-note{font-size:9px;color:#687880;margin-top:17px}.personal-section{background:#f7f5ef}.personal-grid{display:grid;grid-template-columns:1.15fr .85fr;gap:110px;align-items:center}.personal-statement h2{margin-bottom:27px}.personal-statement h2 em{font-style:normal;color:#b65312}.personal-statement>p:not(.eyebrow){max-width:530px;font-size:14px;color:#5b6f79;margin-bottom:28px}.advisor-card{background:white;border-radius:13px;padding:29px 32px 17px;border:1px solid #e3e7e4;box-shadow:0 16px 35px #16314305}.advisor-card-top{display:flex;justify-content:space-between;align-items:center;gap:25px;margin-bottom:25px}.advisor-monogram{font-size:31px;font-weight:600;letter-spacing:-.07em;color:var(--ink);background:#f4f2eb;width:67px;height:67px;display:flex;align-items:center;justify-content:center;border-radius:50%}.advisor-monogram span{color:#cc6017}.advisor-card-top>span{text-align:right;font-size:10px;line-height:1.7;color:var(--muted)}.advisor-card h3{font-size:26px;font-weight:700;margin-bottom:5px}.advisor-card>p{font-size:11px;color:var(--muted)}.advisor-divider{margin-top:23px;border-top:1px solid var(--line)}.advisor-card>a{display:flex;align-items:center;gap:12px;font-size:11px;padding:15px 0;border-bottom:1px solid #edf0eb}.advisor-card>a:last-child{border:0}.advisor-card>a>span{margin-left:auto;color:#b6510d;font-size:19px}.advisor-card>a .fx-icon{width:18px;height:18px;color:#667f8a}.advisor-card>a:hover{color:#aa4c0b}.future-feature{display:grid;grid-template-columns:.9fr 1.1fr;background:#eef3f0;border-radius:14px;overflow:hidden}.future-image{position:relative;min-height:380px}.future-image>img{width:100%;height:100%;position:absolute;object-fit:cover;object-position:50% center}.future-image>span{position:absolute;bottom:23px;left:24px;color:white;font-size:13px;font-weight:700;text-shadow:0 1px 10px #0009}.future-content{padding:45px 48px;align-self:center}.future-tag{display:inline-block;font-size:10px;font-weight:750;color:#4c6858;background:#e0e9e0;border:1px solid #cbd8cd;border-radius:30px;padding:6px 12px;margin-bottom:22px}.future-content h2{font-size:38px;line-height:1.15;margin-bottom:21px}.future-content p{font-size:13px;color:#5c706b;margin-bottom:25px;max-width:460px}.future-content .text-link{font-size:12px}.fx-faq{padding-top:0}.faq-layout{display:grid;grid-template-columns:.8fr 1.2fr;gap:95px}.faq-layout>div>p:not(.eyebrow){font-size:12px;color:var(--muted);margin:24px 0 13px}.faq-layout .faqs{max-width:none;margin:0}.faqs summary{font-size:14px;font-weight:700;gap:30px}.faqs details{padding:23px 0}.faqs details p{font-size:13px;line-height:1.8;margin-right:20px}
.contact{background:var(--navy);padding-block:76px}.contact-grid{gap:105px}.contact h2{font-size:47px;line-height:1.14;font-weight:600}.contact-copy>p:not(.eyebrow){font-size:13px;max-width:420px}.contact .eyebrow{color:#bed0da}.contact-box{padding:32px;border-radius:12px}.contact-box h3{font-size:23px;line-height:1.3;font-weight:750}.contact-box p{font-size:12px}.contact-box label{font-size:11px;margin-bottom:9px}.contact-box select{padding:15px 13px;background:white;border-color:#cfd8d8;border-radius:5px;font-size:12px;line-height:1.5}.contact-box .button{font-size:12px}.contact-box .contact-note{font-size:9px;line-height:1.6}.contact-links{gap:22px;margin-top:27px}.contact-phone{font-size:25px;font-weight:500}.contact-phone small{font-size:9px}.contact-mail{font-size:11px}.footer{padding-block:45px 25px}.footer .brand{width:170px;height:100px;overflow:hidden}.footer .brand img{width:170px;margin-top:-10px}.footer-grid{gap:40px}.footer-brand p{font-size:11px}.footer-col strong{font-size:12px;font-weight:750}.footer-col a{font-size:11px}.footer-col{padding-top:14px}.footer-image-note{font-size:9px;color:#6b787f;margin-bottom:18px}.footer-bottom{font-size:9px;line-height:1.7}.footer-bottom a{font-size:9px}.mobile-contact a:last-child{background:var(--navy);color:white}.mobile-contact a:first-child{background:var(--orange);color:var(--deep)}
/* All existing topic pages share the new typography and photographic treatment. */
.subhero,.page-intro{background:var(--cream)}.subhero{padding-block:26px 65px}.breadcrumbs{font-size:10px;margin-bottom:42px}.subhero-grid{grid-template-columns:1.13fr .87fr;gap:70px}.subhero h1,.page-intro h1{font-size:clamp(40px,4.6vw,64px);line-height:1.1;font-weight:650;letter-spacing:-.05em}.subhero h1 em,.page-intro h1 em{color:#b45110}.subhero-lead,.page-lead{font-size:14px;line-height:1.85}.subhero-image{position:relative;aspect-ratio:1.12;border-radius:12px 65px 12px 12px;overflow:hidden}.subhero-image>img{position:absolute;width:100%;height:100%;object-fit:cover}.subhero-image>span{position:absolute;bottom:0;left:0;right:0;background:linear-gradient(transparent,#0c2039b3);padding:65px 24px 22px;color:white;font-size:18px;font-weight:600;line-height:1.4}.subhero-image small{position:absolute;left:12px;top:12px;background:#122b3b85;color:white;font-size:8px;padding:4px 7px;border-radius:4px}.subhero-visual{border-radius:12px;min-height:280px;padding:35px}.subhero-visual>span{font-size:10px}.subhero-visual strong{font-size:37px}.subhero-visual small{font-size:12px}.detail-row h3{font-size:24px;font-weight:700}.detail-row p{font-size:13px;line-height:1.85}.content-intro p{font-size:13px}.topic{border-radius:11px;padding:30px;min-height:300px}.topic h3{font-size:28px;font-weight:650}.topic p{font-size:13px}.topic-top{font-size:10px}.related .topic{border:0}.topic-symbol{stroke:#b95817}.comparisons-home{background:#f2f5f2}.compare-card{border-radius:10px;padding:27px;box-shadow:none}.compare-card h3{font-weight:700;font-size:24px;letter-spacing:-.035em;overflow-wrap:break-word;hyphens:auto}.compare-card p{font-size:12px;line-height:1.8}.compare-top{font-size:10px;margin-bottom:25px}.compare-icon{width:43px;height:43px;background:#f8eee4;border-radius:11px}.compare-icon .fx-icon{width:24px;height:24px}.compare-bottom{font-size:11px}.compare-card:hover{border-color:#cfac91;box-shadow:0 10px 20px #142b4005;transform:translateY(-3px)}.page-intro{padding:25px 0 53px}.page-intro h1{max-width:1000px}.page-intro .breadcrumbs{margin-bottom:37px}.hub-search input{border-radius:8px;padding:18px;font-size:14px}.hub-search label{font-size:12px}.filter-list button{font-size:12px;padding:11px 19px}.search-count{font-size:12px}.group-heading h2{font-size:30px;font-weight:700}.group-heading span{font-size:12px}.calculator-shell{border-radius:12px}.calculator-heading{padding:26px}.calculator-heading h2{font-size:26px;font-weight:700}.calculator-heading .eyebrow{font-size:9px}.provider-badge{font-size:10px;border-radius:6px}.embed-gate{background:#f5f7f4;padding:50px 35px}.embed-gate h3{font-size:28px;font-weight:700}.embed-gate p{font-size:12px;line-height:1.85}.embed-gate .button{font-size:12px}.gate-symbol{background:#fff4e9;color:#b05312;border:0}.gate-alternative{font-size:11px}.calculator-help{font-size:11px}.calculator-aside{border-radius:11px;background:#f4f2eb;padding:27px 23px}.calculator-aside h2{font-size:22px;font-weight:700}.calculator-aside>.eyebrow{font-size:9px;line-height:1.6}.calculator-aside>p{font-size:12px}.aside-phone{font-size:16px}.aside-note{font-size:10px}.preparation h3{font-size:12px}.preparation li{font-size:11px}.advisor-avatar{background:white;color:var(--ink);font-weight:750;border:1px solid #dce0da}.contact-option{border-radius:12px}.contact-option h2{font-weight:650}.personal-topics .personal-topic{font-size:20px}.year-panel{border-radius:12px}.year-number{color:#ffab68}.year-bottom{font-size:14px}.story-timeline h3{font-size:23px;font-weight:700}.story-timeline p{font-size:13px}.legal-copy{font-size:14px}.legal-notice{font-size:13px;border-radius:0 9px 9px 0}
@media(min-width:1600px){.fx-hero{padding-block:65px 115px}.fx-hero h1{font-size:70px}.fx-hero-grid{gap:80px}}
@media(max-width:1150px){.container{width:calc(100% - 54px)}.navigation{gap:17px}.nav-trigger,.nav-link{font-size:10px}.nav-contact{font-size:10px;padding:11px 13px}.nav-wrap{gap:22px}.fx-hero-grid{gap:40px}.fx-hero h1{font-size:56px}.fx-hero-copy .eyebrow{font-size:8px}.fx-hero-actions .button{padding:14px 16px;font-size:11px;gap:16px}.hero-assurance{gap:12px;font-size:9px}.hero-floating-card{left:16px;right:16px;padding:18px 16px;gap:10px}.hero-floating-card strong{font-size:11px}.hero-online-pill{right:-6px}.finder{padding-inline:25px}.finder-links{gap:8px}.finder-links>a{font-size:10px;padding:11px 9px;gap:7px}.finder-arrow{display:none}.fx-trust{gap:18px}.fx-trust strong{font-size:10px}.fx-trust small{font-size:8px}.choice-grid>article{padding:32px}.choice-grid h3{font-size:30px}.personal-grid{gap:70px}.future-content{padding:37px}.future-content h2{font-size:33px}.faq-layout{gap:60px}.contact-grid{gap:65px}.life-body h3{font-size:26px}.subhero-grid{gap:45px}}
@media(max-width:1020px){.nav-wrap{height:87px}.brand{height:81px;width:143px}.brand img{width:143px;margin-top:-6px}.navigation.open{gap:0}.nav-link,.nav-trigger{font-size:14px}.nav-contact{font-size:13px}.nav-dropdown{box-shadow:none}.nav-dropdown a{font-size:13px}.fx-hero h1{font-size:50px}.fx-hero-grid{gap:30px}.fx-hero-lead{font-size:13px}.fx-hero-actions{gap:10px}.hero-floating-card strong{font-size:10px}.hero-floating-card small{font-size:8px}.floating-symbol{width:35px;height:35px}.fx-hero{padding-top:42px}.hero-online-pill{font-size:10px;padding:10px 13px;top:25px}.hero-image-frame{aspect-ratio:.94;border-top-right-radius:65px}.finder-heading h2{font-size:21px}.finder-links>a{flex-direction:column;text-align:center;justify-content:center;gap:7px;min-height:85px}.finder-links>a .finder-icon{height:26px}.finder-panel{min-height:125px}.fx-trust{grid-template-columns:1fr 1fr;gap:25px;padding-block:30px}.fx-trust strong{font-size:11px}.fx-trust small{font-size:10px}.fx-trust>div{justify-content:center}.fx-section{padding-block:70px}.life-section{padding-top:15px}.fx-heading{gap:40px}.fx-heading>p{font-size:12px;max-width:290px}.choice-grid>article{padding:29px}.choice-grid h3{font-size:28px}.choice-grid>article>p{font-size:12px}.choice-top{margin-bottom:22px}.life-grid{gap:20px}.life-body h3{font-size:24px}.life-body p{font-size:11px}.life-body .text-link{font-size:11px;gap:15px}.personal-grid{gap:45px;grid-template-columns:1fr 1fr}.personal-statement>p:not(.eyebrow){font-size:13px}.advisor-card{padding:25px}.advisor-card h3{font-size:24px}.advisor-card>a{font-size:10px}.future-content{padding:30px}.future-content h2{font-size:31px}.future-content p{font-size:12px}.future-image{min-height:360px}.faq-layout{grid-template-columns:.8fr 1.2fr;gap:40px}.fx-faq{padding-top:0}.contact h2{font-size:38px}.contact-grid{gap:40px}.contact-box{padding:28px}.contact-box h3{font-size:23px}.subhero h1,.page-intro h1{font-size:49px}.subhero-image{aspect-ratio:.95}.subhero-lead{font-size:13px}.footer-grid{gap:28px}}
@media(max-width:760px){.container{width:calc(100% - 40px)}.fx-hero-grid{grid-template-columns:1fr;gap:32px}.fx-hero-copy .eyebrow{font-size:9px}.fx-hero h1{font-size:60px;line-height:1.06}.fx-hero-lead{font-size:15px;max-width:530px}.fx-hero-actions .button{font-size:12px;min-height:52px;padding:15px 20px}.hero-assurance{font-size:10px;gap:20px}.fx-hero-visual{max-width:580px;width:100%;margin:auto}.hero-image-frame{aspect-ratio:1.7;border-radius:13px 55px 13px 13px}.hero-image-frame>img{object-position:50% 42%}.hero-floating-card{left:20px;right:20px;bottom:0;padding:17px}.hero-floating-card strong{font-size:13px}.hero-floating-card small{font-size:9px}.hero-online-pill{font-size:11px;right:10px;top:18px}.fx-hero{padding:40px 0 80px}.finder{margin-top:-40px;padding:24px 23px 17px;border-radius:12px}.finder-heading{margin-bottom:15px}.finder-heading h2{font-size:21px}.finder-heading>a{font-size:10px}.finder-tabs{gap:24px}.finder-tabs button{font-size:12px}.finder-links{gap:9px}.finder-links>a{font-size:10px;padding:13px 7px;min-height:90px}.finder-foot{font-size:10px;gap:12px}.finder-foot>span{display:none}.fx-trust{padding-block:30px 35px;gap:26px 18px}.fx-trust>div{justify-content:flex-start;gap:10px}.fx-trust small{font-size:9px}.fx-trust .fx-icon{width:22px;height:22px}.fx-heading{display:block;margin-bottom:30px}.fx-heading>p{max-width:550px;margin-top:22px;font-size:13px}.choice-grid{gap:18px}.choice-grid>article{padding:25px}.choice-grid h3{font-size:26px}.choice-grid .button{font-size:11px;gap:15px;padding:13px 16px}.digital-preview{padding-inline:13px}.digital-preview>a{gap:10px}.digital-preview small{font-size:8px}.digital-preview>a>span{font-size:10px}.online-steps strong{font-size:10px}.online-steps small{font-size:9px}.online-steps>div{gap:11px}.life-grid{grid-template-columns:1fr}.life-card{display:grid;grid-template-columns:.9fr 1.1fr;gap:26px;padding-bottom:25px}.life-photo{aspect-ratio:auto;min-height:260px}.life-body{padding:10px 0 0}.life-body h3{font-size:27px}.life-body p{font-size:12px}.life-body .text-link{font-size:12px}.life-body .section-kicker{font-size:9px}.personal-grid{gap:40px}.personal-statement h2{font-size:36px}.advisor-card h3{font-size:22px}.advisor-card-top>span{font-size:9px}.advisor-card>a{font-size:9px}.advisor-card>a .fx-icon{width:16px;height:16px}.future-feature{grid-template-columns:1fr 1fr}.future-image{min-height:380px}.future-content{padding:28px}.future-content h2{font-size:29px}.future-content .text-link{font-size:11px;gap:15px}.future-image>span{font-size:11px;left:17px;bottom:18px}.faq-layout{grid-template-columns:1fr;gap:35px}.faq-layout h2 br{display:none}.faq-layout>div>p:not(.eyebrow){margin-top:20px}.contact-grid{grid-template-columns:1fr}.contact-copy>p:not(.eyebrow){max-width:550px}.contact h2{font-size:43px}.contact-box{max-width:600px;width:100%}.contact .eyebrow{font-size:10px}.subhero-grid{gap:32px}.subhero h1,.page-intro h1{font-size:44px}.subhero-image{aspect-ratio:.8}.subhero-image>span{font-size:16px}.footer-col:last-child{grid-column:1/4}.calculator-heading h2{font-size:24px}}
@media(max-width:640px){body{padding-bottom:60px}.container{width:calc(100% - 36px)}.utility{font-size:8px}.utility-inner{height:31px;gap:15px}.utility-inner>span{max-width:230px}.utility-inner>div>a:last-child{font-size:8px}.nav-wrap{height:77px}.brand{width:132px;height:75px}.brand img{width:132px;margin-top:-5px}.mobile-menu{font-size:11px;min-height:39px}.navigation{padding-inline:20px;max-height:calc(100dvh - 145px)}.nav-link,.nav-trigger{font-size:13px;padding-block:15px}.nav-contact{font-size:12px;min-height:48px}.fx-hero{padding-top:32px;padding-bottom:70px}.fx-hero-grid{gap:30px}.fx-hero-copy .eyebrow{font-size:8px;letter-spacing:.06em;margin-bottom:20px}.fx-hero-copy .eyebrow:before{width:14px;margin-right:7px}.fx-hero h1{font-size:clamp(41px,11.4vw,60px);line-height:1.08;letter-spacing:-.055em;margin-bottom:22px}.fx-hero-lead{font-size:13px;line-height:1.8;max-width:440px}.fx-hero-actions{gap:10px;margin-top:23px;flex-wrap:nowrap}.fx-hero-actions .button{font-size:10px;padding:13px 14px;gap:12px;min-height:49px}.fx-hero-actions .button.subtle{gap:7px}.fx-hero-actions .button.subtle .fx-icon{width:16px;height:16px}.fx-hero-actions .arrow{font-size:19px}.hero-assurance{font-size:8px;gap:13px;margin-top:19px}.hero-assurance .fx-icon{width:12px;height:12px}.fx-hero-visual{padding-bottom:27px}.hero-image-frame{aspect-ratio:1.37;border-radius:12px 50px 12px 12px}.hero-image-frame>img{object-position:50% 50%}.image-credit{font-size:6px;left:10px;top:10px;padding:3px 5px}.hero-online-pill{top:14px;right:8px;font-size:9px;gap:6px;padding:9px 11px}.hero-online-pill .fx-icon{width:15px;height:15px}.hero-floating-card{left:12px;right:12px;padding:15px 13px;gap:10px;border-radius:9px}.hero-floating-card strong{font-size:10px}.hero-floating-card small{font-size:8px}.floating-symbol{width:34px;height:34px}.floating-symbol .fx-icon{width:18px;height:18px}.floating-arrow{width:25px;height:25px;font-size:17px}.finder{margin-top:-35px;padding:22px 17px 16px;scroll-margin-top:100px}.finder-heading{gap:18px;align-items:flex-start}.finder-heading h2{font-size:20px;line-height:1.25;max-width:190px}.finder-heading>a{font-size:9px;gap:5px;max-width:80px;line-height:1.5}.finder-heading>a .fx-icon{width:15px;height:15px}.finder-tabs{gap:20px;overflow-x:auto;scrollbar-width:none;white-space:nowrap;margin-top:10px}.finder-tabs button{font-size:10px;padding-block:12px}.finder-panel{padding-block:17px;min-height:0}.finder-links{grid-template-columns:repeat(2,1fr);gap:9px}.finder-links>a{flex-direction:row;text-align:left;min-height:61px;font-size:10px;padding:12px 10px;gap:9px}.finder-icon{width:25px}.finder-icon .fx-icon{width:23px;height:23px}.finder-links>a:last-child{grid-column:1/-1;min-height:51px;justify-content:flex-start;padding-left:12px}.finder-links>a:last-child .finder-arrow{display:block;margin-left:auto}.finder-links>a:last-child .finder-icon .fx-icon{width:20px;height:20px}.finder-foot{font-size:9px;gap:12px;justify-content:space-between;line-height:1.5}.finder-foot a:last-child{margin-left:0}.finder-foot a:first-of-type{gap:5px}.finder-foot .fx-icon{width:12px;height:12px}#panel-energie .finder-links{grid-template-columns:1fr 1fr}#panel-energie .finder-links>a:last-child{grid-column:auto;min-height:61px;padding-left:10px}#panel-energie .finder-links .finder-arrow{display:none}.finder-energy-note{font-size:10px}.fx-trust{gap:25px 15px;padding-block:30px 34px}.fx-trust>div{gap:9px;align-items:flex-start}.fx-trust .fx-icon{width:20px;height:20px;margin-top:4px}.fx-trust strong{font-size:9px;line-height:1.5;margin-bottom:4px}.fx-trust small{font-size:8px;line-height:1.6}.fx-section,.section{padding-block:60px}.fx-section h2{font-size:35px;line-height:1.16}.fx-heading{margin-bottom:28px}.fx-heading>p{font-size:12px;margin-top:19px}.eyebrow{font-size:9px;letter-spacing:.1em;margin-bottom:18px}.choice-grid{grid-template-columns:1fr;gap:18px}.choice-grid>article{padding:27px 24px;border-radius:12px}.choice-top{margin-bottom:23px}.section-kicker{font-size:9px}.choice-grid h3{font-size:30px;line-height:1.15}.choice-grid>article>p{font-size:12px;margin-bottom:24px;line-height:1.8}.choice-top>.fx-icon{width:25px;height:25px}.digital-preview{padding:5px 17px;margin-bottom:26px}.digital-preview>a{padding:15px 0;gap:13px}.digital-preview>a>span{font-size:11px}.digital-preview small{font-size:9px}.choice-grid .text-link{font-size:12px}.choice-grid .button{font-size:12px;padding:14px 18px;min-height:50px}.online-steps strong{font-size:12px}.online-steps small{font-size:10px}.online-steps>div{gap:14px;margin-bottom:20px}.life-section{padding-top:8px}.life-grid{gap:29px}.life-card{display:block;padding-bottom:0}.life-photo{aspect-ratio:1.48;min-height:0;border-radius:10px}.life-body{padding:24px 0 26px}.life-body .section-kicker{font-size:9px;margin-bottom:12px}.life-body h3{font-size:29px}.life-body p{max-width:none;font-size:12px;line-height:1.8;margin-bottom:21px}.life-body .text-link{font-size:12px}.imagery-note{font-size:8px;margin-top:16px}.personal-grid{grid-template-columns:1fr;gap:30px}.personal-statement h2{font-size:36px;margin-bottom:23px}.personal-statement>p:not(.eyebrow){font-size:13px;margin-bottom:25px}.advisor-card{padding:26px 25px 14px}.advisor-card-top{margin-bottom:23px}.advisor-monogram{width:61px;height:61px;font-size:29px}.advisor-card h3{font-size:26px}.advisor-card-top>span{font-size:10px}.advisor-card>a{font-size:11px;gap:11px;padding:16px 0}.advisor-card>a .fx-icon{width:18px;height:18px}.future-feature{grid-template-columns:1fr;border-radius:12px}.future-image{min-height:0;aspect-ratio:1.5}.future-image>span{font-size:12px;left:20px;bottom:19px}.future-content{padding:29px 24px 33px}.future-content h2{font-size:32px;line-height:1.16;margin-bottom:20px}.future-content p{font-size:12px;line-height:1.8}.future-tag{font-size:9px;margin-bottom:20px}.future-content .text-link{font-size:11px}.fx-faq{padding-top:0}.faq-layout{gap:30px}.faq-layout h2 br{display:block}.faq-layout>div>p:not(.eyebrow){font-size:12px;margin-top:22px}.faqs summary{font-size:12px;gap:20px;line-height:1.7}.faqs details{padding:21px 0}.faqs details p{font-size:12px;margin-top:16px;margin-right:10px}.faqs summary:after{font-size:23px}.contact{padding-block:57px}.contact-grid{gap:31px}.contact h2{font-size:37px;line-height:1.17}.contact-copy>p:not(.eyebrow){font-size:12px}.contact-box{padding:26px 22px}.contact-box h3{font-size:22px}.contact-box p{font-size:11px}.contact-box label{font-size:11px}.contact-box select{font-size:11px;padding:14px 10px}.contact-box .button{font-size:10px;padding:14px 15px;gap:12px;min-height:51px}.contact-box .contact-note{font-size:8px;line-height:1.7}.contact-phone{font-size:24px}.contact-links{gap:18px}.contact-mail{font-size:11px}.footer{padding-top:32px}.footer-grid{gap:22px}.footer .brand{height:100px;width:170px;margin-bottom:10px}.footer .brand img{width:170px;margin-top:-8px}.footer-col{padding-top:0}.footer-col strong{font-size:11px;margin-bottom:17px}.footer-col a{font-size:10px;margin-bottom:12px}.footer .footer-col:last-child{grid-column:1/3}.footer-image-note{font-size:8px;max-width:320px;margin-top:15px;margin-bottom:20px}.footer-bottom{gap:14px;font-size:8px}.footer-bottom a{font-size:9px}.mobile-contact{box-shadow:0 -4px 18px #10263409;grid-template-columns:1fr 1fr}.mobile-contact a{padding:18px;min-height:60px;font-size:11px;font-weight:750}.subhero{padding-block:25px 45px}.breadcrumbs{font-size:9px;margin-bottom:30px}.subhero-grid{grid-template-columns:1fr;gap:30px}.subhero h1,.page-intro h1{font-size:clamp(35px,10vw,47px);line-height:1.12;overflow-wrap:break-word;hyphens:auto}.subhero h1{margin-bottom:22px}.subhero-lead,.page-lead{font-size:13px;line-height:1.85}.subhero .button{font-size:12px;min-height:51px;margin-top:24px}.subhero-image{aspect-ratio:1.4;border-top-right-radius:50px}.subhero-image>span{font-size:18px;padding:65px 20px 20px}.subhero-image small{font-size:7px}.subhero-visual{min-height:240px;padding:28px}.subhero-visual strong{font-size:35px}.section-title{font-size:36px;line-height:1.16}.content-layout{gap:30px}.content-intro p{font-size:13px}.detail-row h3{font-size:23px}.detail-row p{font-size:12px;line-height:1.85}.topic{min-height:245px;padding:27px}.topic h3{font-size:27px}.topic p{font-size:12px}.topic-top{font-size:10px}.related .topic{min-height:245px}.page-intro{padding:24px 0 41px}.page-intro .breadcrumbs{margin-bottom:30px}.compare-grid{gap:15px}.compare-card{padding:24px}.compare-card h3{font-size:26px}.compare-card p{font-size:12px;line-height:1.8}.compare-top{margin-bottom:24px;font-size:9px}.compare-bottom{font-size:11px}.filter-list{gap:7px}.filter-list button{font-size:10px;padding:10px 13px}.hub-search input{padding:16px;font-size:13px}.search-count{font-size:11px}.help-link{font-size:11px}.group-heading h2{font-size:27px}.group-heading span{font-size:11px}.calculator-heading{padding:23px 20px}.calculator-heading h2{font-size:24px;overflow-wrap:break-word;hyphens:auto}.provider-badge{font-size:9px}.embed-gate{padding:33px 21px}.embed-gate h3{font-size:25px}.embed-gate p{font-size:11px;line-height:1.85}.embed-gate .button{font-size:10px;padding:14px;gap:13px}.gate-alternative{font-size:9px}.calculator-help{font-size:10px}.calculator-aside{padding:27px}.calculator-aside h2{font-size:25px}.calculator-aside>p{font-size:12px}.calculator-aside .button{font-size:12px}.preparation li{font-size:11px}.contact-option h2{font-size:28px}.contact-option p{font-size:12px}.story-timeline h3{font-size:22px}.story-timeline p{font-size:12px}.legal-copy{font-size:13px}.legal-notice{font-size:11px}.year-number{font-size:104px}.year-panel{min-height:290px}}
@media(max-width:360px){.container{width:calc(100% - 30px)}.fx-hero-copy .eyebrow{font-size:7px}.fx-hero h1{font-size:40px}.fx-hero-actions .button{font-size:9px;gap:7px;padding-inline:11px}.fx-hero-actions .button.subtle .fx-icon{width:14px;height:14px}.hero-assurance{font-size:7px;gap:9px}.hero-floating-card strong{font-size:9px}.hero-floating-card small{font-size:7px}.hero-floating-card{padding:13px 10px;left:10px;right:10px}.floating-symbol{width:29px;height:29px}.finder{padding-inline:15px}.finder-tabs{gap:15px}.finder-tabs button{font-size:9px}.finder-heading h2{font-size:19px}.finder-foot{font-size:8px;gap:8px}.fx-trust strong{font-size:8px}.fx-trust small{font-size:7px}.fx-section h2,.section-title{font-size:32px}.choice-grid>article{padding:25px 21px}.choice-grid h3{font-size:28px}.advisor-card{padding-inline:22px}.advisor-card>a{font-size:10px}.contact h2{font-size:34px}.contact-box{padding:24px 19px}.mobile-contact a{font-size:10px;padding-inline:15px}.contact-option h2{font-size:26px}}
@media(prefers-reduced-motion:reduce){*,*:before,*:after{animation:none!important;transition:none!important;scroll-behavior:auto!important}}
/* Legibility and first-screen balance after visual review. */
@media(min-width:1021px){.fx-hero{padding-block:38px 76px}.hero-image-frame{aspect-ratio:1.36}.fx-hero h1{font-size:64px}.fx-hero-grid{gap:60px}.nav-link,.nav-trigger{font-size:12px}.nav-contact{font-size:12px}.navigation{gap:23px}.finder-links>a{font-size:12px}.finder-tabs button{font-size:13px}.finder-foot{font-size:11px}.fx-trust strong{font-size:12px}.fx-trust small{font-size:10px}}
.choice-grid>article>p,.fx-heading>p,.life-body p,.future-content p,.personal-statement>p:not(.eyebrow){font-size:14px}.digital-preview>a>span,.online-steps strong{font-size:13px}.digital-preview small,.online-steps small{font-size:11px}.life-body .text-link,.future-content .text-link{font-size:13px}.section-kicker{font-size:11px}.life-body .section-kicker{font-size:10px}.contact-copy>p:not(.eyebrow){font-size:14px}.footer-col a{font-size:12px}.footer-col strong{font-size:12px}.compare-card p,.detail-row p{font-size:14px}.compare-bottom{font-size:12px}.embed-gate p{font-size:13px}.faqs summary{font-size:14px}.faqs details p{font-size:13px}
@media(max-width:640px){.fx-hero-lead{font-size:14px}.hero-assurance{font-size:9px}.fx-hero-actions .button{font-size:11px}.finder-tabs button{font-size:11px}.finder-links>a{font-size:11px}.finder-foot{font-size:10px}.fx-trust strong{font-size:10px}.fx-trust small{font-size:9px}.choice-grid>article>p,.fx-heading>p,.life-body p,.future-content p,.personal-statement>p:not(.eyebrow){font-size:13px}.digital-preview>a>span,.online-steps strong{font-size:12px}.digital-preview small,.online-steps small{font-size:10px}.contact-copy>p:not(.eyebrow){font-size:13px}.contact-box p{font-size:12px}.contact-box select{font-size:12px}.contact-box .button{font-size:11px}.footer-col a{font-size:11px}.footer-col strong{font-size:11px}.compare-card p,.detail-row p{font-size:13px}.faqs summary{font-size:13px}.faqs details p{font-size:12px}.embed-gate p{font-size:12px}}
@media(max-width:360px){.fx-hero-actions .button{font-size:10px}.hero-assurance{font-size:8px}.finder-tabs{gap:14px}.finder-tabs button{font-size:10px}.finder-foot{font-size:9px}.contact-box .button{font-size:10px}}
/* Advisor role replaces a named individual, including avatar initials. */
.advisor-monogram>.fx-icon{width:36px;height:36px}.support-monogram>.fx-icon{width:22px;height:22px}.advisor-card h3{font-size:clamp(24px,2.7vw,34px);line-height:1.2}