.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}[hidden]{display:none!important}.utility{background:var(--cream);font-size:10px;color:#576b77}.utility-inner{height:34px;display:flex;justify-content:space-between;align-items:center;gap:20px}.utility-inner>div{display:flex;gap:25px}.utility a:hover{color:#b35516}.navigation{gap:22px}.nav-wrap{gap:20px}.nav-trigger,.nav-link{font-size:11px}.nav-contact{font-size:11px}.insurance-dropdown{width:510px}.dropdown-columns{display:grid;grid-template-columns:1fr 1fr;gap:0 12px}.dropdown-columns a{font-size:12px}.dropdown-overview{border-bottom:1px solid var(--line);font-weight:700;margin-bottom:8px}.hero-actions .button{min-height:55px}.quicksearch{background:var(--cream);border-bottom:1px solid #e2e5df;padding:33px 0}.quicksearch-grid{display:grid;grid-template-columns:1fr 1.2fr;gap:45px;align-items:center}.quicksearch h2{font-size:24px;font-weight:600;letter-spacing:-.04em}.quicksearch .eyebrow{font-size:9px;margin-bottom:10px}.search-form{display:flex;background:white;border:1px solid #d5ddd9;border-radius:4px;padding:5px;gap:5px}.search-form input{flex:1;min-width:0;border:0;padding:13px 12px;background:white;font:inherit;font-size:12px;color:var(--ink);outline-offset:0}.search-form button{display:flex;align-items:center;gap:22px;border:0;border-radius:3px;background:var(--navy);color:#fff;font-size:12px;font-weight:600;padding:13px 18px}.search-form button:hover{background:#294a63}.comparisons-home{background:#f5f7f5}.comparisons-home .section-heading .text-link{margin-top:17px;font-size:12px}.popular-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:17px}.compare-card{display:flex;flex-direction:column;padding:27px;background:white;border:1px solid var(--line);border-radius:5px;min-width:0;transition:border-color .18s,transform .18s,box-shadow .18s}.compare-card:hover{border-color:#d58a52;transform:translateY(-4px);box-shadow:0 14px 30px #142b4008}.compare-top{display:flex;justify-content:space-between;align-items:center;margin-bottom:28px;gap:10px;color:var(--muted);font-size:9px;letter-spacing:.03em}.compare-icon{display:flex;align-items:center;justify-content:center;width:35px;height:35px;background:#fbf0e6;color:#b75512;border-radius:50%;font-size:25px;line-height:1;font-weight:400}.compare-card h3{font-size:25px;line-height:1.15;margin-bottom:15px;overflow-wrap:anywhere;font-weight:600}.compare-card p{color:var(--muted);font-size:12px;line-height:1.75;margin-bottom:27px}.compare-bottom{display:flex;justify-content:space-between;gap:15px;align-items:center;border-top:1px solid #e6e9e5;padding-top:17px;margin-top:auto;font-size:11px;font-weight:600}.compare-bottom>span:last-child{font-size:18px;font-weight:400;color:#b45d1f}.compare-card.compact{padding:24px 20px}.compare-card.compact h3{font-size:23px}.compare-card.compact p{font-size:12px}.page-intro{background:var(--cream);padding:28px 0 62px}.page-intro .breadcrumbs{margin-bottom:42px}.page-intro h1{font-size:clamp(43px,5vw,68px);line-height:1.07;max-width:950px;margin-bottom:24px;font-weight:600;letter-spacing:-.05em}.page-intro h1 em{font-style:normal;color:#b85b1a}.page-lead{max-width:700px;font-size:15px;color:var(--muted);line-height:1.8}.hub-section{padding-top:47px}.hub-toolbar{display:flex;justify-content:space-between;align-items:end;gap:30px}.hub-search{width:min(620px,100%)}.hub-search label{display:block;font-size:11px;font-weight:600;margin-bottom:11px}.hub-search input{width:100%;padding:17px 18px;background:#fff;border:1px solid #c7d2d4;border-radius:4px;font:inherit;font-size:14px;color:var(--ink)}.help-link{font-size:12px;border-bottom:1px solid #9eacb4;padding-bottom:5px;margin-bottom:15px;white-space:nowrap}.filter-list{display:flex;flex-wrap:wrap;gap:9px;margin-top:23px}.filter-list button{border:1px solid var(--line);border-radius:30px;padding:11px 18px;background:white;font-size:11px;font-weight:500;color:#506370;min-height:40px}.filter-list button[aria-pressed=true]{background:var(--navy);border-color:var(--navy);color:white}.filter-list button:hover{border-color:var(--navy)}.search-count{font-size:11px;color:var(--muted);margin-top:20px}.product-group{margin-top:43px}.product-group+.product-group{margin-top:55px}.group-heading{display:flex;justify-content:space-between;align-items:center;gap:20px;border-top:1px solid var(--line);padding-top:22px;margin-bottom:22px}.group-heading h2{font-size:28px;font-weight:600}.group-heading span{font-size:12px;color:var(--muted)}.compare-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.empty-results{background:var(--cream);padding:55px;text-align:center;border-radius:6px;margin-top:40px}.empty-results>span{font-size:44px;color:#b85a15;display:block;margin-bottom:15px}.empty-results h2{font-size:32px;margin-bottom:16px}.empty-results p{font-size:14px;color:var(--muted);max-width:500px;margin:0 auto 25px}.empty-results .text-link{margin-left:20px}.calculator-layout-new{display:grid;grid-template-columns:minmax(0,1fr) 265px;gap:35px;padding-block:50px 75px;align-items:start}.calculator-main{min-width:0}.calculator-shell{border:1px solid #d3dcd9;border-radius:6px;overflow:hidden;background:#fff}.calculator-heading{display:flex;justify-content:space-between;align-items:center;gap:20px;padding:25px 29px;border-bottom:1px solid var(--line)}.calculator-heading .eyebrow{font-size:8px;margin-bottom:12px}.calculator-heading h2{font-size:25px;font-weight:600;line-height:1.2}.provider-badge{border:1px solid #dce2df;border-radius:4px;padding:7px 9px;font-size:9px;color:var(--muted);overflow-wrap:anywhere;text-align:center}.embed-gate{text-align:center;padding:55px 38px 48px;background:linear-gradient(140deg,#f5f3ed,#f8faf8);min-height:430px;display:flex;align-items:center;flex-direction:column;justify-content:center}.gate-symbol{width:62px;height:62px;display:flex;align-items:center;justify-content:center;font-size:34px;background:#fff;border:1px solid #e4e5dd;border-radius:50%;color:#ba5a14;margin-bottom:25px}.embed-gate h3{font-size:27px;font-weight:600;margin-bottom:18px;line-height:1.2}.embed-gate p{font-size:12px;color:var(--muted);max-width:540px;margin-bottom:26px;overflow-wrap:anywhere}.embed-gate p strong{font-weight:600;color:#355063}.embed-gate .button{font-size:12px}.gate-alternative{font-size:10px;text-decoration:underline;text-underline-offset:4px;margin-top:20px;line-height:1.7}.embed-status{font-size:11px;line-height:1.7;color:var(--muted)}.embed-status:empty{display:none}.embed-status:not(:empty){padding:15px 25px;background:#f1f5f4;border-bottom:1px solid var(--line)}.embed-container{background:white}.embed-container iframe{display:block;width:100%;height:1000px;border:0;background:white}.embed-controls{display:flex;align-items:center;justify-content:space-between;gap:20px;padding:18px 24px;background:var(--cream);border-top:1px solid var(--line);font-size:11px}.embed-controls a{text-decoration:underline;text-underline-offset:3px}.embed-controls button{background:none;border:0;padding:6px;font-size:11px}.calculator-help{font-size:10px;color:var(--muted);line-height:1.8;padding:15px 4px 0}.calculator-aside{background:var(--cream);border-radius:5px;padding:27px 24px;position:sticky;top:125px}.calculator-aside .eyebrow{font-size:8px}.advisor-avatar{height:49px;width:49px;border-radius:50%;display:flex;align-items:center;justify-content:center;color:#fff;background:var(--navy);font-size:17px;margin-bottom:19px}.calculator-aside h2{font-size:22px;font-weight:600;margin-bottom:13px}.calculator-aside>p{font-size:12px;color:var(--muted);margin-bottom:22px}.calculator-aside .button{font-size:11px;min-height:46px;width:100%;gap:15px;padding:12px 15px}.aside-phone{font-size:17px;display:block;margin-top:20px;font-weight:600}.aside-note{font-size:9px;display:block;color:var(--muted);margin-top:8px}.preparation{padding-top:23px;margin-top:24px;border-top:1px solid #d9dfd9}.preparation h3{font-size:12px;letter-spacing:0;font-weight:600;margin-bottom:12px}.preparation ul{list-style:none;padding:0;margin:0}.preparation li{font-size:10px;color:var(--muted);line-height:1.7;padding:6px 0 6px 16px;position:relative}.preparation li:before{content:'✓';position:absolute;left:0;color:#b46024}.personal-topics,.personal-advice,.story-grid{display:grid;grid-template-columns:1fr 1fr;gap:85px}.personal-topic{display:flex;justify-content:space-between;gap:25px;border-top:1px solid var(--line);padding:25px 0;font-size:20px;line-height:1.3;letter-spacing:-.03em}.personal-topic:last-child{border-bottom:1px solid var(--line)}.personal-topic:hover{color:#b65d1e}.personal-advice p{font-size:16px;color:var(--muted);margin-bottom:25px}.portal-help{max-width:850px}.portal-help .section-title{margin-bottom:25px}.portal-help>p:not(.eyebrow){color:var(--muted);font-size:15px;margin-bottom:25px;max-width:600px}.story-timeline article{display:grid;grid-template-columns:60px 1fr;gap:25px;padding:26px 0;border-top:1px solid #d5ddd9}.story-timeline article>span{font-size:11px;color:#b55c1c;padding-top:6px}.story-timeline h3{font-size:22px;margin-bottom:12px;font-weight:600}.story-timeline p{font-size:13px;color:var(--muted)}.contact-options{display:grid;grid-template-columns:repeat(3,1fr);gap:23px}.contact-option{display:flex;flex-direction:column;padding:30px;border:1px solid var(--line);border-radius:5px;min-width:0}.contact-option:first-child{background:var(--cream);border-color:var(--cream)}.contact-option-icon{font-size:33px;color:#bf601b;margin-bottom:30px}.contact-option .eyebrow{font-size:9px}.contact-option h2{font-size:29px;font-weight:600;line-height:1.15;margin-bottom:15px}.contact-option p{font-size:13px;color:var(--muted);margin-bottom:30px;overflow-wrap:anywhere}.contact-option .text-link{font-size:11px;margin-top:auto;align-self:flex-start}.legal-copy{max-width:900px;font-size:14px;line-height:1.85}.legal-copy h2{font-size:25px;margin:35px 0 15px}.legal-copy p{color:var(--muted);margin-bottom:20px}.legal-copy a:not(.button){text-decoration:underline;text-underline-offset:4px}.legal-copy li{color:var(--muted);margin-bottom:8px}.legal-notice{padding:22px;border-left:3px solid var(--orange);background:var(--cream);font-size:12px;line-height:1.8;color:#526675;margin-bottom:35px}.mobile-contact{display:none}.footer-bottom>a{line-height:1.6}.footer-bottom>a:hover{text-decoration:underline}.hero .hero-actions{gap:20px}.contact-box select{max-width:100%}
@media(max-width:1150px){.navigation{gap:16px}.nav-contact{padding:12px;gap:12px}.brand{width:145px;height:86px}.brand img{width:145px;margin-top:-6px}.compare-card{padding:24px}.popular-grid{gap:13px}.calculator-layout-new{gap:25px;grid-template-columns:minmax(0,1fr) 240px}.calculator-aside{padding:25px 20px}.hero .hero-actions .button{font-size:12px;padding-inline:17px}}
@media(max-width:1020px){.mobile-menu{display:block}.nav-wrap{height:86px}.navigation{display:none;position:absolute;top:100%;left:0;right:0;background:white;border-top:1px solid var(--line);padding:14px 25px 25px;box-shadow:0 20px 35px #0b203218;max-height:calc(100dvh - 90px);overflow:auto}.navigation.open{display:flex;flex-direction:column;align-items:stretch;gap:0}.nav-trigger{width:100%;justify-content:space-between;font-size:14px;padding:16px 0}.nav-dropdown{position:static;box-shadow:none;border:0;background:var(--cream);min-width:0;padding:4px 8px;margin-bottom:10px;width:100%}.nav-dropdown a{font-size:13px}.nav-link{font-size:14px;padding-block:16px}.nav-contact{margin-top:14px;font-size:12px}.hero-grid{gap:35px}.hero h1{font-size:57px}.popular-grid{grid-template-columns:repeat(2,1fr)}.compare-card.compact{padding:27px}.compare-card.compact h3{font-size:25px}.calculator-layout-new{grid-template-columns:minmax(0,1fr) 225px;gap:22px}.embed-gate{padding:40px 25px}.embed-gate h3{font-size:24px}.calculator-heading{padding:22px;gap:15px}.calculator-heading h2{font-size:23px}.provider-badge{font-size:8px}.contact-options{gap:16px}.contact-option{padding:24px}.contact-option h2{font-size:25px}.story-grid,.personal-topics,.personal-advice{gap:45px}}
@media(max-width:800px){.quicksearch-grid{grid-template-columns:1fr;gap:22px}.compare-grid{grid-template-columns:repeat(2,1fr)}.calculator-layout-new{grid-template-columns:1fr}.calculator-aside{position:static;display:grid;grid-template-columns:1fr 1fr;gap:0 35px;padding:28px}.calculator-aside>.eyebrow{grid-column:1/3}.calculator-aside .advisor-avatar{grid-column:1}.calculator-aside h2{grid-column:1}.calculator-aside>p{grid-column:1}.calculator-aside .button{grid-column:1;max-width:250px}.calculator-aside .aside-phone{grid-column:1}.calculator-aside .aside-note{grid-column:1}.calculator-aside .preparation{grid-column:2;grid-row:2/8;border-top:0;border-left:1px solid #d9dfd9;margin:0;padding:5px 0 0 30px}.hub-toolbar{align-items:stretch;flex-direction:column;gap:15px}.help-link{align-self:start;margin-bottom:0}.hub-search{width:100%}.contact-options{grid-template-columns:1fr}.contact-option{padding:30px}.contact-option h2{font-size:30px}.contact-option-icon{margin-bottom:20px}.contact-option p{margin-bottom:25px}.footer-bottom{flex-wrap:wrap;justify-content:flex-start}.footer-bottom>span{width:100%}.hero h1{font-size:51px}}
@media(max-width:640px){body{padding-bottom:57px}.utility-inner{height:33px;gap:10px}.utility{font-size:8px}.utility-inner>span{max-width:175px;line-height:1.4}.utility-inner>div{gap:12px}.utility-inner>div>a:first-child{display:none}.utility-inner>div>a:last-child{font-size:9px}.nav-wrap{height:80px}.brand{height:79px}.brand img{margin-top:-10px}.hero-grid{gap:30px}.hero h1{font-size:clamp(43px,11vw,63px)}.hero .hero-actions{gap:18px}.hero .hero-actions .button{font-size:11px;min-height:49px;padding:13px 15px;gap:15px}.hero .hero-actions .text-link{font-size:11px}.quicksearch{padding-block:28px}.quicksearch h2{font-size:24px}.search-form input{font-size:11px;padding:12px 8px}.search-form button{font-size:11px;padding:12px;gap:12px}.search-form button span{display:none}.quicksearch-grid{gap:20px}.popular-grid{grid-template-columns:1fr 1fr;gap:12px}.compare-card.compact{padding:20px 16px}.compare-card.compact h3{font-size:22px}.compare-card.compact .compare-top{margin-bottom:20px}.compare-card.compact .compare-top>span:last-child{font-size:8px}.compare-card.compact p{display:none}.compare-card.compact .compare-bottom{font-size:10px;margin-top:15px}.compare-icon{width:31px;height:31px;font-size:22px}.compare-grid{grid-template-columns:1fr;gap:15px}.compare-card{padding:25px}.compare-card h3{font-size:27px;overflow-wrap:normal}.compare-card p{font-size:13px}.compare-top{margin-bottom:22px}.page-intro{padding:24px 0 44px}.page-intro .breadcrumbs{margin-bottom:32px}.page-intro h1{font-size:clamp(36px,10.5vw,47px);line-height:1.08;overflow-wrap:anywhere}.page-lead{font-size:14px}.hub-section{padding-top:33px}.filter-list{gap:7px;margin-top:20px}.filter-list button{padding:10px 13px;font-size:10px}.hub-search input{font-size:13px}.group-heading{display:block;padding-top:20px}.group-heading h2{font-size:26px;margin-bottom:9px}.group-heading span{font-size:11px}.product-group{margin-top:32px}.product-group+.product-group{margin-top:40px}.empty-results{padding:35px 23px}.empty-results h2{font-size:27px}.empty-results .text-link{margin:20px 0 0}.calculator-layout-new{padding-block:30px 50px;gap:25px}.calculator-heading{padding:23px 20px;align-items:start;flex-direction:column;gap:15px}.calculator-heading h2{font-size:26px;overflow-wrap:anywhere}.calculator-heading .eyebrow{margin-bottom:12px}.provider-badge{font-size:9px}.embed-gate{padding:33px 22px;min-height:0}.embed-gate h3{font-size:26px}.embed-gate p{font-size:12px}.embed-gate .button{font-size:11px;gap:14px;padding-inline:15px}.gate-alternative{font-size:10px}.embed-status:not(:empty){padding:15px 20px}.embed-controls{flex-direction:column;align-items:start;gap:12px;padding:17px 20px}.embed-container iframe{height:1000px}.calculator-aside{display:block;padding:28px}.calculator-aside .preparation{padding:20px 0 0;border-left:0;border-top:1px solid #d9dfd9;margin-top:22px}.calculator-aside h2{font-size:25px}.calculator-aside>p{font-size:13px}.calculator-aside .button{max-width:none}.aside-note{font-size:10px}.personal-topics,.personal-advice,.story-grid{grid-template-columns:1fr;gap:30px}.personal-topic{font-size:19px;padding:23px 0}.personal-advice p{font-size:14px}.story-timeline article{gap:18px;grid-template-columns:48px 1fr}.story-timeline h3{font-size:23px}.story-timeline p{font-size:13px}.portal-help>p:not(.eyebrow){font-size:14px}.legal-copy{font-size:13px}.legal-copy h2{font-size:25px}.legal-copy .button{font-size:11px;gap:15px}.dropdown-columns{grid-template-columns:1fr}.insurance-dropdown a{font-size:13px}.mobile-contact{display:grid;grid-template-columns:1fr 1fr;position:fixed;bottom:0;left:0;right:0;z-index:35;background:white;border-top:1px solid #d4deda;padding-bottom:env(safe-area-inset-bottom,0px)}.mobile-contact a{display:flex;align-items:center;justify-content:space-between;gap:12px;padding:18px 16px;min-height:57px;font-size:11px;font-weight:600}.mobile-contact a:last-child{background:var(--orange)}.mobile-contact a span{font-size:17px}.footer-bottom{gap:15px}.footer-bottom a{font-size:10px}.footer-grid{gap:20px}.footer .footer-col:last-child{grid-column:1/3}}
:root{scroll-behavior:auto}
@media(prefers-reduced-motion:reduce){*{transition:none!important}}

@media(max-width:640px){.navigation{max-height:calc(100dvh - 150px)}.compare-card.compact h3{overflow-wrap:break-word}}